Church and Religious Organizations

Key Benefits:

General Liability

• Comprehensive General Liability
• Abuse and Molestation coverage
• Employee Benefits Liability
• Volunteers & Church Members
• Fundraising Events

Professional Liability

•  Clergy
•  Lay Clergy
• Volunteers
•  Teachers D
• Daycare Professionals
• Human services professionals
• Cemetery Professionals

Property

• Blanket Limits
• Special Causes of Loss Coverage
• Loss of Income & and extra expense
• Water backup of sewers and drains
• Signs
• Stained glass
• Ordinance & Law
• Fine arts
• Agreed Value endorsement

Automobile

• Non-owned and Hired car
• 15 Passenger Vans & Buses
• Volunteers as Insureds
• Hired Car Physical Damage
• Rental Reimbursement for Private Passenger Vehicles

Umbrella/Excess Liability

• Limits up to $15,000,000

Crime & Fidelity

• Money & Securities
• Employee Dishonesty
• Forgery or Alteration
• Theft, Disappearance & Desctruction

Directors & Officers Liability

• Defense Costs
• Most favorable venue

Additional Endorsements

• Identity Theft
• Terrorism Travel Reimbursement
• Emergency Real Estate
• Temporary Meeting Space Reimbursment
• Image Restoration & Counseling
• Donation Assurance
• Kidnap Expense
• Key Individual Replacement

Crisis Management

• Crisis Management emergency response expenses

Loss Control Services

• Product Specific
• Online training
• Regular Communication