Commercial Umbrella Insurance

When primary insurance just isn’t enough, your business becomes more vulnerable to risk—and added loss. Lawsuits, accidents and unexpected events can quickly drain company coffers if not adequately covered. That’s why many of our companies offer optional Umbrella insurance, a canopy of protection to broaden the reach of your general liability, commercial auto and employer's liability policies. And provide coverage that goes over and above those policy limits.

As the name implies, Umbrella insurance extends coverage beyond the limits of your basic business policies, and acts like a built-in back-up plan. The coverage picks up where your underlying policies leave off for added protection, and continuous, uninterrupted coverage.

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"Statements on this website as to policies and coverages and other content provide general information only and we provide no warranty as to their accuracy. Clients should consult with their licensed agent as to how these coverages pertain to their individual situation. Insurance coverage cannot be bound or changed via submission online, email, voice mail or facismile. Changes do not go into effect unless confirmed directly with a licensed agent. Please contact our office directly at (817) 645-9155 to discuss specific coverage details and your insurance needs.

MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Fire & Casualty Company, Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company (CA Certificate of Authority: 6730), Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company (CA COA: 6393), and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, and discounts are available in most states to those who qualify.