General Liability Insurance

For businesses, the likelihood of a lawsuit is a reality for which you just have to plan. General Liability is one of the core policies that no business should do without.  From slip and fall accidents to slander and copyright infringement, our companies offer the critical protection to keep those pesky lawsuits from becoming a financial drain.

Below are some of the key ways we can help mitigate your company’s liability exposure:

• Bodily Injury and Property Damage Liability - Helps protect you against financial loss in the event your business is held liable for someone's injury or property damage.
• Personal and Advertising Injuries - Helps protect your business from claims of false arrest, malicious prosecution, libel, slander, wrongful eviction, discrimination or humiliation, or invasion of the right of privacy. Policies can also help protect you if others claim you infringed on their copyrights in your advertisements or that you copied their advertising ideas.
• Medical Payments - Pay for reasonable medical costs, regardless of fault if someone is injured on your premises and needs medical treatment.
• Damage to Premises Rented to You - Covers up to a specified limit when your lease makes you responsible for damages to the premises that you rent or occupy if the damages happen as a result of fire, lightening or explosion.
• Employment Practices Liability - Designed to help protect employers should they be sued by an employee for sexual harassment, wrongful termination or discrimination.
• Additional Insured - If a written contract requires you to name someone else as an additional insured on your policy, we'll automatically extend that status and also provide primary coverage if required by contract.