Umbrella Insurance

A Personal Excess Liability Policy (PELP) will provide you an additional level of liability protection beyond the coverage offered by your basic insurance polices.

With personal excess liability insurance, which is similar to "umbrella insurance," you can add another layer of liability coverage to protect you in the event that:

Injuries are sustained in your home or on your property
Accidents involve your automobile, boat, or recreational vehicle
Judgments exceed your current coverage

These days, lawsuits are common and judgments can be substantial. The more assets you own, the more vulnerable you are. Legal costs to defend a suit may not be completely covered by basic insurance. That's why additional coverage through personal excess liability insurance can provide real financial value, as well as priceless peace of mind.

To qualify, you must maintain certain minimum liability limits on your basic auto, home, boat, and recreational vehicle insurance policies.

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"Statements on this website as to policies and coverages and other content provide general information only and we provide no warranty as to their accuracy. Clients should consult with their licensed agent as to how these coverages pertain to their individual situation. Insurance coverage cannot be bound or changed via submission online, email, voice mail or facismile. Changes do not go into effect unless confirmed directly with a licensed agent. Please contact our office directly at (817) 645-9155 to discuss specific coverage details and your insurance needs.

MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Fire & Casualty Company, Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company (CA Certificate of Authority: 6730), Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company (CA COA: 6393), and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, and discounts are available in most states to those who qualify.